Setting the Banking and Real Estate Debacle Narrative Straight

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Friday September 02, 2011 · 4:35 PM PDT

2011/09/02 · 16:35

As a Real Estate Agent and Loan Officer last decade, I was in a great position to watch what really happened to cause the Lesser Depression. How do my observations, given context by all of the articles written about the Real Estate Bubble and the financial collapse in 2008, compare to the narrative we often hear?

Get ready to get mad all over again, but this time for the right reasons. More after the fold.

Poll

21 votes Show Results

Who do you think is mostly responsible for our economic problems?

21 votes Vote Now!

Who do you think is mostly responsible for our economic problems?

The Bankers

14 votes

Dishonest Borrowers

0 votes

Shady Real Estate Agents/Loan Officers

1 vote

Fannie Mae and Freddie Mac

0 votes

Reinsurance Companies like AIG

0 votes

The Government

0 votes

President Obama

1 vote

President G. W. Bush

2 votes

Pollsters

0 votes

Me!

0 votes

Not Me!

1 vote

The Author

0 votes

I don't know, but I'm angry about it and will vote Republican to show it!

2 votes

I don't know, but I'm angry and intend not to vote to show it!

0 votes

Does it really matter at this point? Can't we just fix the problem instead of pointing fingers?

0 votes

Tucson incident shoots NRA argument in the foot

dadlyedly

Community (This content is not subject to review by Daily Kos staff prior to publication.)

Wednesday January 12, 2011 · 11:08 AM PST

2011/01/12 · 11:08

I'm sure you've asked yourself this, but why is it that the incident in Tucson over the weekend seems to have bolstered the standard NRA position on guns? That would seem to be the opposite of what we should take away from the shooting!

More after the fold.

dadlyedly

Community (This content is not subject to review by Daily Kos staff prior to publication.)

Monday May 03, 2010 · 3:29 PM PDT

2010/05/03 · 15:29

I've gotten tired of trying to interpret the results of these "Scientific Polls" that are used to try to gauge the feelings of the people of the U.S. through multiple-choice or "On a scale of 1-10" questions. How do we really know what is important to people this way?

Well, as I'm sure you have heard from at least one of your teachers in your lifetime: "Life is an essay test." Today I'm going to start a little thing I'm humbly (or not) calling The Edly Poll. My intent is to ask fairly open questions and find out what readers are actually thinking by getting them to respond through posts, not multiple-choice questions. Perhaps then we can get a better idea of what people are actually thinking, instead of the imprecise guesses we are having to make now.

For the first Edly Poll, I want to know what policies that a political party could push are important to you?

Click through to add your response to The Edly Poll.

dadlyedly

Community (This content is not subject to review by Daily Kos staff prior to publication.)

Thursday April 08, 2010 · 4:50 PM PDT

2010/04/08 · 16:50

We've been seeing a whole lot of action over on the "right" side of the political spectrum as of late. Many people seem to be taking it as good news for the Republican Party, but is it? My thoughts on two points below the fold.

*Note: Cross-posted at my blog, The Political Edly.

Poll

145 votes Show Results

Can the Republican Party stay intact?

Yes, and it will be strong enough to win massively this November. 65+ Senate seats go (R). Just watch.

Yes, and it will take some Democratic seats this November.

Yes, but it may not do as well as you would historically expect in this off-year mid-term election.

Yes, but not without cleaning house, and maybe not before November.

Yes, but it's going to take them losing this November to do it.

Yes, but it's going to take years and we don't know what it will look like afterward.

Why would it split up? We've had these two parties since the Civil War, and I don't think there's enough Crazy in the U.S. to change that.

Not sure.

Probably not unless someone in the Republican Party can put a muzzle on the Crazy wing.

No, it's already splitting into the Republican Party and the Tea Party.

No. It's splitting three or more ways.

No. Just no.

Wow, this diary is so two-seconds ago. The Republican Party broke up while the author was working on the Poll!

145 votes Vote Now!

Can the Republican Party stay intact?

Yes, and it will be strong enough to win massively this November. 65+ Senate seats go (R). Just watch.

7 votes

Yes, and it will take some Democratic seats this November.

26 votes

Yes, but it may not do as well as you would historically expect in this off-year mid-term election.

28 votes

Yes, but not without cleaning house, and maybe not before November.

2 votes

Yes, but it's going to take them losing this November to do it.

8 votes

Yes, but it's going to take years and we don't know what it will look like afterward.

9 votes

Why would it split up? We've had these two parties since the Civil War, and I don't think there's enough Crazy in the U.S. to change that.

11 votes

Not sure.

6 votes

Probably not unless someone in the Republican Party can put a muzzle on the Crazy wing.

15 votes

No, it's already splitting into the Republican Party and the Tea Party.

19 votes

No. It's splitting three or more ways.

4 votes

No. Just no.

4 votes

Wow, this diary is so two-seconds ago. The Republican Party broke up while the author was working on the Poll!

6 votes

What's going to happen to the Two Parties?*

dadlyedly

Community (This content is not subject to review by Daily Kos staff prior to publication.)

Thursday February 11, 2010 · 2:25 PM PST

2010/02/11 · 14:25

We are at a crisis point where our political institutions are non-functional, our economic system is in tatters, and our society is pushing in different directions. (Almost sounds like a Seldon Crisis!)

So, how is all of this going to affect our 2 party system here in the U.S.? I've come up with a few possibilities below the fold.

*Note: I have retitled this diary because of a big freaking error on my part. The original title was "What's going to happen to the Two Party system?" when this diary is clearly about the parties, and not the system. I'm blaming the generic Nyquil I took last night, and the fact I wasn't paying attention to the title. Any misunderstandings are entirely my fault. Any posts prior to 5:00 PM PST that seem off topic are a result of this, and my apologies to the posters for making such a huge and glaring error.

Poll

39 votes Show Results

Which outcome to you prefer:

39 votes Vote Now!

Which outcome to you prefer:

No chages. Everything is going well!

1 vote

Congressional Democrats wake up and realize they can govern by themselves.

15 votes

Congressional Republicans grow up and try to help gevern the country.

1 vote

The Democratic Party breaks up.

2 votes

The Republican Party breaks up.

2 votes

Both parties break up

13 votes

A Charsimatic Third Party comes in to rescue the day.

2 votes

I don't care about wither the Republican or Democratic Party.

0 votes

None of the above.

3 votes

What the heck is a "Seldon Crisis?"

0 votes

How did I stumble on this site?

0 votes

What is this "Politics" that you keep talking about?

0 votes

I like Brick.

0 votes

Should the Dems and Repugs swap positions on immigration?

dadlyedly

Community (This content is not subject to review by Daily Kos staff prior to publication.)

Friday January 01, 2010 · 2:01 PM PST

2010/01/01 · 14:01

Do the public immigration platforms of the Democratic and Republican parties make sense? I've been wondering that for years without resolution. Perhaps you can help me?

dadlyedly

Community (This content is not subject to review by Daily Kos staff prior to publication.)

Thursday September 24, 2009 · 10:48 AM PDT

2009/09/24 · 10:48

Back in 1980, when he was running for President, Ronald Reagan said one of his most famous quotes: "The nine most terrifying words in the English language are: ‘I’m from the government and I’m here to help.’"

How has that changed? Read below the fold for my take.

dadlyedly

Community (This content is not subject to review by Daily Kos staff prior to publication.)

Friday May 22, 2009 · 5:09 PM PDT

2009/05/22 · 17:09

I've been puzzled about the entire healthcare debate. Why isn't anyone bringing up the obvious point?

More below the fold.

dadlyedly

Community (This content is not subject to review by Daily Kos staff prior to publication.)

Friday May 15, 2009 · 10:21 AM PDT

2009/05/15 · 10:21

Just how was it that a lot of intelligent, educated people such as Real Estate Agents and Economists get suckered into the whole mortgage mess the way they did?

While Cheney and the press are going over Weapons of Mass Torture, the Senate has a vote pending that will probably affect you personally more where it hurts--your credit cards. Are you paying attention?

What is happening to your income? Have you been asked or ordered to take a pay cut for your company to survive? How is this going to help everyone? It won't.

More, plus links, below the fold.

dadlyedly

Community (This content is not subject to review by Daily Kos staff prior to publication.)

Saturday March 14, 2009 · 1:11 PM PDT

2009/03/14 · 13:11

So, the economy in general is going down in flames and it's time for my employees to get their reviews. My business is doing well. The "Conventional Wisdom" says that I should cut payroll and save for a rainy day. But what happens to the economy if I do that?

So, what did I do and why? Read below the fold for more.

dadlyedly

Community (This content is not subject to review by Daily Kos staff prior to publication.)

Thursday January 29, 2009 · 11:24 AM PST

2009/01/29 · 11:24

What do the Free-Marketeers and Communists have in common? One of their basic assumptions is identical and very, very wrong.

In this diary I'll discuss two of the worst basic assumptions made by the Free-Marketeers that always get us into trouble, and why they are so very wrong.

More below the fold.

dadlyedly

Community (This content is not subject to review by Daily Kos staff prior to publication.)

Sunday January 25, 2009 · 4:57 PM PST

2009/01/25 · 16:57

What signs have been appearing that the neocons have lost their grip on reality? Is it their refusal to try something different when their dogma has failed them? Is it their favorite recent President not understanding his place in history?

For me, it was seeing their spokesnewsmedia turning into the Weekly World News.

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Setting the Banking and Real Estate Debacle Narrative Straight

Tucson incident shoots NRA argument in the foot

The Eldy Poll 5-3-2010 - What political policies are important to you?

What's Happening to the Republican Party?

What's going to happen to the Two Parties?*

Should the Dems and Repugs swap positions on immigration?

The Nine Most Terrifying Words in the English Language

When the Obvious Isn't

What's important to us right now

Going against the CW

Bad Assumptions—“The Invisible Hand of the Marketplace” Edition

Signs the Neocons are losing it